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If you are looking for someone who will work extremely hard and in most cases help you get a mortgage or refinance then Jonathan Starr is the man to work with. Being a self employed individual, getting a mortgage is extremely hard as well as refinancing. Jonathan was able to evaluate the situation before moving forward and wasting time filling out pages of information. Once he felt it was possible he executed the process with exceptional professionalism. I strongly recommend Jonathan and his ability to get mortgages at fair rates