UPDATE 2020: I reached out to Jonathan again once rates started to drop, to refinance and lock in a better rate. Jonathan delivered again, and was able to get me an even better rate than expected! He was on top of everything, which was very important, especially when dealing with the added step of a co-op board approval. Thanks again, Jonathan!

Jonathan was very pleasant to work with, and helped to secure a great rate for my mortgage, despite the difficulty of doing so for someone who works in a freelance industry.